Classic loan
With a classic loan, you have clearly defined terms and installments that do not change throughout the duration. At the beginning, you choose the loan amount, the installment amount in advance (down payment), and the repayment period.
The ideal choice for those who want to keep their financing under control and retain the car for the long term.
Representative example
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Škoda Octavia
| Price of the car | 500 000 Kč |
| Down payment | 50% |
| Loan amount | 250 000 Kč |
| Repayment period | Lunar |
| Duration of consumer credit | 36 months |
| Loan interest rate | 3,99 % p.a. |
| APR | 4,26 % |
| Monthly payment without insurance | 7 380 Kč |
| Total cost of consumer credit | 265 680 Kč |
We recommend for financing
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Mileage
102 528 km
Performance
55 kW
Fuel
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227 264 Kč excluding VAT
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ŠKODA OCTAVIA Style Plus 2.0 TDI 110 kW manuál, DPH
Mileage
31 785 km
Performance
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592 554 Kč excluding VAT
592 554 Kč with VAT
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ŠKODA KAROQ Fresh II. 1.5 TSI 110 kW manuál, DPH
Mileage
38 956 km
Performance
110 kW
Fuel
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From 1 648 Kč with VAT
495 860 Kč excluding VAT
495 860 Kč with VAT
599 990 Kč with VAT
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HYUNDAI I30 N-line Premium 1.5 T-GDI 117 kW automat
Mileage
35 545 km
Performance
117 kW
Fuel
Gasoline
Gearbox
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From 1 312 Kč with VAT
494 990 Kč excluding VAT
494 990 Kč with VAT
494 990 Kč with VAT
ŠKODA KAROQ Fresh II. 1.5 TSI 110 kW manuál, DPH
Mileage
38 270 km
Performance
110 kW
Fuel
Gasoline
Gearbox
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From 1 590 Kč with VAT
495 860 Kč excluding VAT
495 860 Kč with VAT
599 990 Kč with VAT
ŠKODA KAROQ Fresh II. 2.0 TDI 110 kW automat, DPH
Mileage
30 608 km
Performance
110 kW
Fuel
Diesel
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From 1 887 Kč with VAT
570 240 Kč excluding VAT
570 240 Kč with VAT
689 990 Kč with VAT
You will save 22 000 Kč
TOYOTA PROACE CITY VERSO 1.5 D4-D 96 kW automat
Mileage
88 429 km
Performance
96 kW
Fuel
Diesel
Gearbox
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From 1 291 Kč with VAT
486 990 Kč excluding VAT
486 990 Kč with VAT
486 990 Kč with VAT
HYUNDAI TUCSON 1.6 100 kW automat
Mileage
87 262 km
Performance
100 kW
Fuel
Diesel
Gearbox
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From 1 325 Kč with VAT
499 990 Kč excluding VAT
499 990 Kč with VAT
499 990 Kč with VAT