Smart financing
Smart financing is a new way of financing that allows you to own a car with the lowest possible monthly payments, enabling you to afford a newer or better-equipped vehicle than with a standard loan.
How does smart financing work?
What about the last payment?
With the end of the Financing SMART loan, you have several options for handling the final payment:
You will pay for it once
The simplest solution. You will pay the so-called residual value of the car, and the car will be fully paid off. Nothing stands in the way of transferring it to your full ownership.
You will sell the car back to the dealer
The most comfortable choice. We will buy your car from you for a pre-guaranteed residual value. You can then use this amount as a down payment for acquiring another new car from our offer and thus always drive a new one.
You will spread the last payment into additional installments
If you wish to keep the car but do not want to pay the entire final installment at once, there is an option to spread the last payment into smaller installments. This will extend your repayment period and keep your budget fully under control.







































